Finotive Funding Review 2025
Finotive Funding are installed in Budapest, Hungary. Their CEO, Oliver Newland, manages this respectable and dependable proprietary trading firm founded in April 2021.
Although young, the company is well-known among traders worldwide. The Instant Funding account is one of the three account types offered, and it is not related to the standard trading challenge. This account has a range of balance between $2,500 and $200,000. MetaTrader 5 (MT5) is the trading platform used.
The Deep Liquidity pools are used by Finotive Funding to attract liquidity providers through Finotive Markets. The segment’s lowest fees and minimal spreads are achieved through this. Trading options include currency pairs, stocks, indices, cryptocurrencies, and commodities. The firm doesn’t restrict partners, so you can trade news, use advisers, and trade during weekends with maximum leverage of 1:400. There are no practices to win prizes, receive bonuses, or participate in referral programs.
Challenge Accounts
Challenge accounts come in both 1-Step and 2-Step formats, and can be purchased in either USD, EUR, or GBP. The chosen currency will be used to charge account sizes and fees that are fixed.
- Unless the account is in profit by the 30th day after achieving funded status, this one-time fee is non-refundable for 2-Step Challenges,
- The Trader’s goal during every stage of the Challenge is to attain the set profit goal without breaking any regulations.
The maximum amount of funding that can be allocated is 600k of Challenge capital, 600k of Pro capital, and 200k of Instant Funding capital, which makes up 1.4m.
Fees & Profit Target:
| 1-Step Challenge | 2-Step Challenge | |||
| Size | Standard | Swap-Free | Standard | Swap-Free |
| 2500 | $60 | 72 | 50 | 60 |
| 5000 | 90 | 120 | 75 | 100 |
| 10000 | 120 | 180 | 100 | 150 |
| 25000 | 180 | 240 | 150 | 200 |
| 50000 | 360 | 480 | 300 | 400 |
| 100000 | 600 | 750 | 500 | 625 |
| 200000 | 1140 | 1320 | 950 | 1100 |
| Account Type | Phase 1 Target | Phase 2 Target | Virtual Profit Split |
| 1-Step Challenge | 10% | N/A | 75% |
| 2-Step Challenge | 7.5% | 5.0% | 75% |
Any un-withdrawn profits will not be able to be claimed if the Traders account is terminated due to breaching any rules.
The virtual Profit Split rate is determined by the account type and can change based on coupon codes.
Challenge accounts Scaling
Upon funding, the trader may want to exchange virtual profits to increase their account capital and possibly their virtual profit split rate. If the trader decides to downsize, they realize that they lose all the profits exchanged and cannot withdraw them.
To prevent losing excess profits, the trader needs to request the withdrawal before requesting the scaling to withdraw profits made on top of the scaling target. Below is the scaling plan :
| Account size | Phase 1 | Phase 2 | Phase 3 | Phase 4 | Phase 5 | Phase 6 | Phase 7 | Phase 8 | Phase 9 |
| 2,500 | $4,000 | 7,000 | 12,000 | 21,000 | 35,000 | 60,000 | 103,000 | 174,000 | 296,000 |
| 5,000 | 9,000 | 14,000 | 25,000 | 42,000 | 71,000 | 121,000 | 205,000 | 349,000 | |
| 10,000 | 17,000 | 29,000 | 49,000 | 84,000 | 142,000 | 241,000 | 410,000 | ||
| 25,000 | 43,000 | 72,000 | 123,000 | 209,000 | 355,000 | 603,000 | |||
| 50,000 | 85,000 | 145,000 | 246,000 | 418,000 | 710,000 | 1,207,000 | |||
| 100,000 | 170,000 | 289,000 | 491,000 | 835,000 | 1,420,000 | ||||
| 200,000 | 340,000 | 578,000 | 983,000 | 1,670,000 |
Challenge accounts Refresh
The trader has the option to refresh their funded Challenge account and start over. Once per account, this can be done, the trader will be obligated to pay back these losses through future payouts. The future payouts will be decreased to recover the losses. Finotive will fully allocate their share towards recouping the losses, and when the losses are recovered, the profit share will be restored to its normal level.
Instant Funding Accounts
Instant funding accounts can be financed in USD, EUR, or GBP using either the Standard or Aggressive format. The account sizes and fees are definite and will be charged in the currency you choose.
This fee is payable once and cannot be refunded.
Instant Funding accounts are free of phases or profit targets, and they must adhere to all rules.
Virtual profits can be withdrawn by the Trader right away after purchasing an account. The next payout cannot be requested until there is a 7-day cooling period after each pay-out. Keep in mind that the minimum payout is $25.
The Trader won’t be able to claim any un-withdrawn profits if their account is terminated due to breaking any rules.
Fees & Profit Split:
| Standard | Aggressive | |||
| Virtual Profit Split | 55% | 60% | ||
| Size | Standard | Swap-Free | Standard | Swap-Free |
| 2500 | $95 | 120 | 165 | 210 |
| 5000 | 190 | 240 | 330 | 420 |
| 10000 | 335 | 420 | 660 | 780 |
| 25000 | 525 | 625 | 1340 | 1500 |
| 50000 | 1055 | 1200 | 2400 | 2600 |
| 100000 | 2100 | 2300 | 5180 | 5555 |
Account Scaling
To expand their account, increase their account capital, and possibly increase their virtual profit split rate, the Trader may want to swap virtual profits. If the trader decides to scale, they comprehend that they lose all the profits exchanged and cannot withdraw them.
To prevent losing excess profits, the trader needs to request the withdrawal before requesting the scaling to withdraw profits made on top of the scaling target. The scaling plans are distinct from the standard and aggressive account types, as shown below.
Instant Funding Standard:
| Account Size | Phase 1 | Phase 2 | Phase 3 | Phase 4 | Phase 5 | Phase 6 | Phase 7 | Phase 8 | Phase 9 |
| 2,500 | $4,000 | 7,000 | 12,000 | 21,000 | 35,000 | 60,000 | 103,000 | 174,000 | 296,000 |
| 5,000 | 9,000 | 14,000 | 25,000 | 42,000 | 71,000 | 121,000 | 205,000 | 349,000 | |
| 10,000 | 17,000 | 29,000 | 49,000 | 84,000 | 142,000 | 241,000 | 410,000 | ||
| 25,000 | 43,000 | 72,000 | 123,000 | 209,000 | 355,000 | 603,000 | |||
| 50,000 | 85,000 | 145,000 | 246,000 | 418,000 | 710,000 | 1,207,000 | |||
| 100,000 | 170,000 | 289,000 | 491,000 | 835,000 | 1,420,000 |
Instant Funding Aggressive:
| Account Size | Phase 1 | Phase 2 | Phase 3 | Phase 4 | Phase 5 | Phase 6 | Phase 7 | Phase 8 | Phase 9 |
| 2,500 | $5,000 | 10,000 | 20,000 | 40,000 | 80,000 | 160,000 | 320,000 | 640,000 | 1,280,000 |
| 5,000 | 10,000 | 20,000 | 40,000 | 80,000 | 160,000 | 320,000 | 640,000 | 1,280,000 | |
| 10,000 | 20,000 | 40,000 | 80,000 | 160,000 | 320,000 | 640,000 | 1,280,000 | ||
| 25,000 | 50,000 | 100,000 | 200,000 | 400,000 | 800,000 | 1,600,000 | |||
| 50,000 | 100,000 | 200,000 | 400,000 | 800,000 | 1,600,000 | 3,200,000 | |||
| 100,000 | 200,000 | 400,000 | 800,000 | 1,600,000 | 3,200,000 |
Pro Accounts
The pros accounts are offered in either a 1-Step or 2-Step format, and can be purchased in either USD, EUR, or GBP. The account sizes and fees are definite and will be charged in the currency you choose.
The fee is payable once and only refundable if the account is profitable on the 30th day of being funded.
| 1-Step Challenge | 2-Step Challenge | |||
| Profit Target | Phase 1 Target Phase 2 Target 10% N/A | Phase 1 Target Phase 2 Target 7.5% 5% | ||
| Size | Standard | Swap-Free | Standard | Swap-Free |
| $50,000 | 600 | 800 | 550 | 750 |
| 100,000 | 1,050 | 1,300 | 850 | 1,100 |
| 200,000 | 2,000 | 2,300 | 1,600 | 1,850 |
The Trader’s objective for every stage of the Challenge is to reach the specified profit target without breaking any rules.
Pressing ‘Progress to the next stage’ on their dashboard is the next step after achieving the profit target and closing all positions. The next phase will be reached when their account is reviewed to ensure that their trading is in compliance with all rules.
Consistency Rules
To guarantee that Traders maintain the same trading strategy during their successful Challenge Stages in Funded Status, the Consistency Rules have been implemented. The trader’s funded status is granted after 30 days and there are two straightforward rules that govern this consistency, starting with 7-calendar-day weeks.
Trade Quantity Consistency
It is not recommended for the Trader’s total weekly trade quantity to fluctuate more than 25% of the specified limit in any given week.
Symbol Consistency
The Trader receives their top 5 symbols based on the amount traded during successful Challenge Stages. Furthermore, they provide an average volume for ‘Other’ symbols excluded from their top 5.
It is important that the total volume of these top symbols remains within 25% of the specified limit in any given week. Furthermore, it is recommended that the Trader’s total volume on any other symbols do not exceed 25% of the specified limit.
If you don’t meet the consistency rules within a week of the funded status, the account won’t be terminated A day rate calculation will result in a deduction of one week’s pay from the Trader’s monthly salary.
Trading Breaks
Pro Traders are able to plan vacation weeks, also known as Trading Breaks, because they recognize the value of breaks.
A Trading Break of one week can be scheduled by each Trader every 90-day cycle. The consistency rules will not be applied while trading is momentarily turned off during this designated week.
It’s crucial to acknowledge that weeks are defined as seven-day periods beginning on the day of the first trade in Funded Status.
Submitting a request for a trading break can be easily done by traders at least 72 hours before the intended start of the trading break..
Quarterly Profit Target
To attain Funded Status, traders must achieve a cumulative virtual profit of 5% per quarter. Funded Status can be transitioned by traders at any point during the year, depending on the completion of Challenge phases. ‘Quarters’ will be referred to as 90-day periods that begin with the trader’s initial trade in Funded Status.
Even the virtual profits that the trader requests for pay-outs or scaling are included in the Quarterly Profit Target. The account will be degraded to a Funded Standard Challenge account should it fail to meet this target.
Despite having the option to withdraw weekly virtual profits during this demoted status, traders will lose all Pro benefits, even the monthly Salary. On a pro-rata basis, any salary owed from their current cycle will be settled.
Pro Fair Use Policy
Trading consistently during the Funded Status, according to the guidelines outlined in 10.3. Consistency Rules, is a requirement for traders to receive their monthly salary.
In the event that a trader is found deliberately trying to circumvent the consistency rule to receive their monthly salary without actually trading, at any time, Finotive Funding can downgrade the trader to standard funded status without Pro benefits and reject their salary for that month.
Scaling Plan
The trader can exchange virtual profits to increase their account capital and potentially their virtual profit split rate when they are in ‘Funded Status’. The trader who opts to scale understands that they will forfeit all the profits exchanged because they are non-refundable.
To prevent losing excess profits, traders must request the withdrawal before requesting scaling if they wish to withdraw profits on top of the scaling target. Below is where you can see the scaling plan.
| Phase 1 | Phase 2 | Phase 3 | Phase 4 | Phase 5 | Phase 6 | Phase 7 | Phase 8 | Phase 9 | |
| Profit Required | 8% | 9% | 10% | 11% | 12% | 13% | 14% | 15% | 16% |
| Virtual Profit Split | 75% | 80% | 85% | 90% | 95% | 95% | 95% | 95% | 95% |
CAPITAL
| Account Size | Phase 1 | Phase 2 | Phase 3 | Phase 4 | Phase 5 | Phase 6 | Phase 7 | Phase 8 | Phase 9 |
| 50,000 | $85,000 | 145,000 | 246,000 | 418,000 | 710,000 | 1,207,000 | |||
| 100,000 | 170,000 | 289,000 | 491,000 | 835,000 | 1,420,000 | ||||
| 200,000 | 340,000 | 578,000 | 983,000 | 1,670,000 |
MONTHLY SALARY
| Account Size | Phase 1 | Phase 2 | Phase 3 | Phase 4 | Phase 5 | Phase 6 | Phase 7 | Phase 8 | Phase 9 |
| 50,000 | 850/m | 1,450/m | 2,460/m | 4,180/m | 7,100/m | 12,070/m | |||
| 100,000 | 1,700/m | 2,890/m | 4,910/m | 8,350/m | 14,200/m | ||||
| 200,000 | 3,400/m | 5,780/m | 9,830/m | 16,700/m |
Rules
General Trading Rules
- High-frequency trading, arbitrage, or straddling strategies are not allowed to be used, or any method that takes advantage of service errors, including errors in price display or updating delays, or any method that gives the trader an inequitable asset.
- It is forbidden to make trades that contradict the financial markets’ rules and cause financial harm to Finotive Funding. For instance, over-leveraging, overexposure, one-sided bets, account rolling, and the like.
- Hedging across accounts is prohibited, such as buying two accounts and hedging between them.
- It is against the law to utilize any third-party account management or challenge-passing services.
- Collaborating with other traders in any way is prohibited. For instance, entering opposite positions on different accounts at the same time, or having multiple traders place the same trades.
- Finotive Funding has an Inactivity Rule to ensure efficient resource allocation and optimal performance of our servers and dashboard. Finotive Funding has the right to close the account without any refund if the Trader is not active for 30 days.
- The Trader is required to use the same strategy after gaining funding status on a 1-Step or 2-Step Challenge or Pro account as they did during the Challenge. Trading strategy changes can involve, but are not restricted to:
Daily Drawdown Rule
The account balance or equity of the Trader cannot be negative during any Trading Day (23:00:00 CET to 22:59:59 CET the following day nor is permissible to decrease by a specific percentage of the closing balance of the previous trading day. The type of account determines the percentage that is specified, as depicted below.
| Account Type | Daily Drawdown Limit |
| 1-Step Challenge | 4% |
| 2-Step Challenge | 5% |
| Instant Funding | 5% |
| Instant Funding Aggressive | 10% |
Max Drawdown Rule
It is prohibited for the Trader’s account balance or equity to go below a specific percentage of the initial account balance. This percentage is dependent on the type of account, as shown below:
| Account Type | Max Drawdown Limit |
| 1-Step Challenge | 7.5% |
| 2-Step Challenge | 10% |
| Instant Funding | 8% |
| Instant Funding Aggressive | 16% |
Total Risk Rule
To safeguard our capital and promote responsible trading, there is no limit to the Trader’s Total Risk on open positions from adding up to a specific percentage of the previous Trading Day’s closing balance. The type of account determines the specified percentage as demonstrated below:
| Account Type | Total Risk Limit |
| Instant Funding | 2.5% |
| Instant Funding Aggressive | 5% |
Memo: Instant Funding models are the only ones where this rule is applicable.
Stop Loss Rule
It is essential for the trader to have a stop loss for every position.
To make sure that a stop loss has been added to an appropriate level, newly opened positions have a 60-second grace period. The risk of this new position will be added to the Total Risk value after this 60-second window.
Memo: Instant Funding models are the only ones covered by this rule.
Gambling Rule
The use of our services is not permissible for gambling or all-or-nothing behavior. This could encompass revenge trading, over-leveraging, overexposure, or any other approach that is considered to be all-or-nothing. We will make decisions at our discretion.
Payout
The traders’ Finotive Pay account balance will receive the payouts. Using different payment options, the trader withdraws money from there.
Withdrawing Virtual Profits
The Trader can withdraw virtual profits immediately upon achieving funded status. Requesting the next payout requires a 7-day cooling period after each pay-out. The minimum payout amount is $25, just so you know.
In the event that the Trader’s account is terminated because they violated any rules, they will not be able to claim any profits that have not been withdrawn.
For the initial 30 days of funded status, the virtual profit split rate will be 75%, and then it will increase to 100%.
Monthly Salary
Traders who are in Funded Status can receive a monthly salary that is equal to 1% of their current capital allocation. Starting from the date of the trader’s first trade in Funded Status, this payment is made every 30 days.
A Funded Standard Challenge account will be allocated to a trader if they don’t follow the 10.3 Consistency Rules or meet the 10.5 Quarterly Profit Target. During the current 30-day trading period, any ad-hoc salary acquired will be distributed in these cases.
In addition, even if a trader’s account is terminated because they violated rules, they will still get any ad-hoc salary earned during their current 30-day trading period.
Trading Instruments & Platform
Finotive Funding, a well-known prop trading company, provides clients with a diverse assortment of trading tools, including forex pairs, commodities, indices, and cryptocurrencies. Traders can find opportunities that match their trading strategies and preferences thanks to this variety.
Forex Trading
A comprehensive selection of forex pairs is available to the firm. The list encompasses major pairs such as USDCHF, GBPUSD, EURUSD, USDJPY, and USDCAD, as well as a variety of other options :
- AUD pairs like AUDUSD, EURAUD, AUDCAD, AUDCHF, and AUDJPY.
- EUR cross pairs including EURGBP, EURCHF, EURJPY, EURNZD, and more.
- Exotic pairs like CHFNOK, EURHUF, EURNOK, EURPLN, and EURSEK.
- GBPAUD, GBPCAD, GBPSEK, NOKSEK, NZDCAD, and more are also noteworthy combinations.
Commodities Trading Options
Finotive Funding provides popular options like commodities trading for those interested in it.
- Precious Metals: Gold (XAUUSD) and Silver (XAGUSD).
- Energy Commodities: US Oil and UK Oil.
Indices Available for Trading
This London-based company is known for its indices trading offerings, which include:
- Global Indices such as AUS200, DAX, ESP35, HK50, ESX50, and more.
- US Indices like NAS100, WS30, SP500, and others.
Cryptocurrency Trading
Traders can interact with popular cryptocurrencies such as Bitcoin in the funded program, which caters to the growing demand for digital assets.
- Bitcoin (BTCUSD)
- Ethereum (ETHUSD)
- Litecoin (LTCUSD)
- EOS (EOSUSD)
Trading Commission Structure
Finotive Funding charges fees for trading various assets.
- FOREX: No commission on standard accounts; $4 per lot on funded accounts.
- COMMODITIES: Commission-free trading; $4 per lot on funded accounts.
- INDICES: No commission per contract; $4 per contract for funded traders.
- CRYPTO: Zero commission; $4 per lot in funded accounts.
Platform
The Trading Account will be accessible to the Trader by Finotive Markets LLC. The Finotive Funding KFT Services will incorporate this into the Finotive Markets LLC Licensed MT5 Trading Platform.
Pros & Cons
- Phase 1 target 10%
- Lack of automation
- No free trials.
- Newcomer prop firm.
- Ocasionnal sales
- While Metatrader 5 is considered a convenient platform, other platforms may be more suitable for certain traders. However, this brokerage does not provide any additional trading platforms.
- Upon successful completion of the challenge, some prop trading firms will reimburse the initial fee. However, Finotive Funding's initial fee is nonrefundable.
- Support is available through email, live chat, or tickets on the website, but the firm doesn't have its own call center.
Conclusion
Finotive Funding stands out among other proprietary trading firms. Offering a variety of funding programs designed to accommodate different trading styles and goals, they defy the norm. Their compelling option is appealing to a wide range of traders, from beginners to experienced veterans. Finotive Funding is the best option for those looking for a prop firm with clear rules and expectations. Transparency is a priority for them, making it clear from the start that you understand the guidelines.
Finotive Funding is making headlines with their top-notch offerings even though they’re newer to the scene. Their prop firm industry is a force to be reckoned with due to their diverse funding programs that meet the needs of various trading styles and preferences..
Finotive Funding places its traders first. Their programs are all about practical approach and focusing on your success. In the prop trading space, they are recognized as leaders due to their dedication.
