FunderPro offers four forex prop programs One Phase, Classic, Pro, and Instant with a key differentiator: the challenge fee is refunded with your first reward. The Pro plan with daily rewards lets funded traders request payouts any time they’re 1%+ in profit. This guide walks through every step to help you choose the right plan.
Choose the Right Plan
| Your Profile | Best Plan | Why |
|---|---|---|
| Expert, want fastest route to funding | One Phase | Single phase, lowest price, pass in 3 days |
| Beginner, want no consistency rule | Classic | No consistency rule, 4 min days per phase, higher leverage |
| Intraday trader, want daily reward access | Pro (daily rewards) | Request rewards any time 1%+ in profit, on-demand |
| Want 90% split without an add-on | Pro (weekly rewards) | Weekly rewards option includes 90% split free |
| Want immediate funded access | Instant Program | No evaluation, overnight + weekend holding, from $79 |
| Want to hold positions over weekends | Instant or Swing Add-On | Instant includes weekend; challenges need Swing Add-On |
Understand the Challenge Fee Refund
The Fee Refund How It Works
FunderPro credits the challenge fee back to you with your first reward payment. You do not pay and lose the fee it is returned when you successfully receive your first payout. This applies to all challenge types. If you fail and retry, you pay again (at a discounted retry price). If you pass and get paid, the original fee is refunded in full.
Review All Plans
| Plan | Phases | Target(s) | Max DD | Daily DD | DD Type | Consistency | Min Days | Overnight | Weekend | Leverage (FX) | Split | Reward Freq. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| One Phase | 1 | 10% | 6% static | 3% | Static | 40% | None (3+ implied) | Yes | Add-On | 1:50 | 80% / 90% Add-On | Bi-weekly |
| Classic | 2 | 10% + 5% | 10% static | 5% | Static | None ✓ | 4 per phase | Yes | Add-On | 1:100 | 80% / 90% Add-On | Bi-weekly |
| Pro | 2 | 10% + 8% | 10% static | 5% | Static | 45% | None (3+ implied) | Yes | Add-On | 1:100 | 80-90% (options) | Daily/Weekly/Bi-weekly |
| Instant | 0 (instant) | None | 6% trailing->static | 3% (EOD model) | Trailing->Static | 15% | 5 profitable days | Yes | Yes ✓ | 1:100 | 80% / 90% Add-On | Bi-weekly |
Understand Drawdown Rules
Static Drawdown Challenges
- One Phase: 6% max static, 3% daily (balance-based, resets 5 PM EST)
- Classic: 10% max static, 5% daily (balance-based, resets 5 PM EST)
- Pro: 10% max static, 5% daily (balance-based, resets 5 PM EST)
- Instant: 6% trailing max (locks at initial balance), 3% daily (EOD equity model at 00:00 GMT+3)
Understand the Consistency Rule (or Lack of One)
Consistency Rules by Plan
- One Phase: 40% best day profit ≤ 40% of total profits so far
- Classic: NO consistency rule 4 min trading days per phase instead
- Pro: 45% best day profit ≤ 45% of total profits so far
- Instant: 15% equity-based, includes open positions, applies to accumulated profits
Know the Reward Options
How Rewards Work by Plan
- One Phase + Classic: bi-weekly rewards, $100 minimum (first reward after 7 days with Fast Reward Add-On)
- Pro with Daily Rewards: on-demand whenever 1%+ above initial balance multiple times per day
- Pro with Weekly Rewards: weekly rewards + 90% split included free
- Instant: bi-weekly rewards, $100 minimum, first 2 capped at 5% of account balance
- All: average processing 8 hours after approval. Methods: Rise (Riseworks) + Crypto.
Choose Your Platform and Know the Rules
Platforms & Key Rules
- Platforms: MT5 | TradeLocker | cTrader
- Overnight holding: permitted on all challenge and funded accounts
- Weekend holding: Swing Add-On required (challenges/funded) | Free on Instant
- News trading (challenge): allowed on all three challenge types
- News trading (funded): 2-min restriction on selected events Swing Add-On removes this
- EAs/bots: allowed (no system latency exploitation)
- Copy trading: own accounts only
- 20% margin rule: funded accounts only. Max 20% per asset class.
- Inactivity: 30 days without a trade = account closed
Pros & Cons
- Challenge fee is refunded with the first reward traders do not lose the fee if they pass
- Pro plan with daily rewards: request payouts any time account is 1%+ above initial balance
- Average reward processing time: 8 hours (within 1 business day guaranteed)
- Classic plan: no consistency rule most accessible challenge for beginners
- Three platforms: MT5, TradeLocker, cTrader full choice for all trading styles
- Scale to $5,000,000 one of the highest capital ceilings in forex prop trading
- Instant Program: overnight and weekend holding permitted from day one
- Static (non-trailing) drawdown on all challenge types floor never rises above initial breach level
- Pro plan with weekly rewards: 90% profit split included free (no add-on needed)
- News trading allowed during challenge on all three challenge types
- EAs and bots allowed (no exploitation of system latency)
- Unlimited challenge duration no time limit to pass (30-day inactivity rule applies)
- Reset or Retry a failed challenge at discounted price at any time
- 24/7 support: Live Chat, Email, Discord multilingual team
- Instant Program: bi-weekly rewards with $100 minimum
- FunderPro Futures available as separate brand for futures traders (funderprofutures.com)
- Two legal entities: Saint Lucia + Malta registration
- Only 7.35% of traders who purchase a challenge pass to the funded phase (official stat)
- Default profit split is 80% 90% requires either weekly rewards option (Pro) or a paid add-on
- Weekend holding requires the Swing Add-On (paid at checkout) on all challenge types
- News trading in funded accounts is restricted on selected events without the Swing Add-On
- Classic challenge: lower leverage (1:100 FX, 1:30 indices) vs One Phase (1:50 FX, 1:10 indices)
- One Phase: lower leverage (1:50 FX) than Classic and Pro (1:100 FX)
- Instant Program: 15% consistency rule is strict (equity-based, includes open positions)
- Instant Program: first 2 rewards capped at 5% of account balance
- Max $200K total funded accounts cap
- 20% margin rule on funded accounts complex for traders used to full-margin strategies
- Pro Phase 2 target of 8% is relatively high for a second phase
- Inactivity: account closed after 30 consecutive days without a trade
- MT5 not available to US residents/citizens (stated on website)
Frequently Asked Questions
What are the three challenge types and how do they differ?
FunderPro offers three evaluation challenge types. The One Phase is a single-phase challenge with a 10% profit target, 6% static max drawdown, 3% daily drawdown, and a 40% consistency rule. The Classic is a 2-phase challenge with 10% Phase 1, 5% Phase 2, 10% max drawdown, 5% daily drawdown, higher leverage, and no consistency rule. The Pro is also a 2-phase challenge with 10% Phase 1, 8% Phase 2, a 45% consistency rule, and the unique daily rewards option.
What makes FunderPro’s daily rewards unique?
The Pro challenge with the daily rewards option allows funded traders to request rewards any time their account balance is at least 1% above the initial account balance with no waiting period and no minimum threshold beyond that 1%. Multiple reward requests can be made in a single day. The average processing time is 8 hours after approval.
Is the challenge fee refunded?
Yes. The challenge fee is credited back to the trader with their first reward payment. This means traders who successfully pass the challenge and receive their first reward get the challenge fee returned as part of that payout.
What is the consistency rule and how does it work?
The consistency rule limits how much profit can be generated in a single trading day relative to the total profits required. One Phase uses a 40% rule, Pro uses a 45% rule, and Classic has no consistency rule. If you exceed the threshold, the challenge does not fail. The excess profit is added to your target.
Can I hold trades overnight and over the weekend?
Overnight holding is permitted on all three challenge types. Weekend holding is not permitted by default and requires the Swing Add-On at checkout. On the Instant Program, both overnight and weekend holding are allowed by default.
What drawdown type does FunderPro use?
FunderPro uses static maximum drawdown on all three challenge types. The maximum drawdown is calculated as a fixed percentage of the initial account balance and never moves. The Instant Program uses a trailing maximum drawdown until the trailing floor reaches the initial balance, then it locks and becomes static.
What are the Swing Add-On benefits?
The Swing Add-On provides two benefits. First, it enables weekend holding. Second, on funded accounts, it unlocks news trading by removing the 2-minute restriction around selected high-impact news events. The add-on reduces leverage when active.
How does the Instant Program work and what are its rules?
The Instant Program provides immediate funded access without an evaluation phase, starting from $79. Overnight and weekend holding are permitted by default. The maximum drawdown is 6% trailing, the daily drawdown is 3%, and a 15% equity-based consistency rule applies. Rewards are bi-weekly, minimum $100, with the first two rewards capped at 5% of account balance.
What is the 20% margin rule on funded accounts?
On funded accounts, traders cannot use more than 20% of their account margin on any single asset class. First breach results in deduction from reward plus a warning. Second breach closes the funded account. This rule applies only to funded accounts, not challenge accounts.
What trading practices are prohibited at FunderPro?
FunderPro prohibits breaching daily or maximum drawdown limits, using 20%+ account margin per asset class on funded accounts, copy trading from external accounts you do not own, collusion, latency exploitation, arbitrage abuse, overleveraging tricks, fake volume, and other prohibited practices designed to bypass fair trading conditions.
Verdict
FunderPro is a feature-rich forex prop firm with four genuinely differentiated programs and two standout advantages: challenge fee refund upon first reward, and Pro daily on-demand payouts. Classic is the most accessible challenge with no consistency rule. The Instant Program is the most practical for traders who need weekend holding without an add-on. Static drawdown on all challenges provides maximum predictability.
